- We cut our target price (TP) for VTP by 3% to VND72,000/share but upgrade our rating from UNDERPERFORM to MARKET PERFORM. - Our lower TP is due to our 4% lower aggregate 2024-2033F NPAT-MI forecast (respective cuts of 6%/6%/5%/6%/4%/5%/3%/4%/2%/3% for 2