We anticipate insignificant changes to our 2024F NPAT-MI forecast (VND29.7tn/USD1.2bn; -11% YoY), but we foresee upside potential to our 2024F presales forecast (VND90.7tn/USD3.6bn; +4% YoY), mainly due to stronger-than-expected 9M 2024 presales at the Ro