VNM, financials push VN-Index lower. Stocks fell half a percent on Monday, breaking a three-day winning streak. VNM (-1.6%) dropped after a cumbersome bidding process helped limit to just one (Singapore's F&N) the number of bidders at a public auction today for a 9% stake in the dairy firm (see our note below). Financials (-1.1%) sold off after investor sentiment in the sector was undermined by the arrest over the weekend of the former CEO of DongA bank for breaking banking regulations.