VNI closes with 4% gain for the week. BVH, the leading insurance stock, led the market today while divergence in financials and bank stocks resulted in a neutral net impact to the VNI. In detail, gains made by BID, CTG, EIB and STB were pared by big losses from VCB and MBB. Meanwhile, BVH alone contributed 0.8 of the modest 1.24 points the VNI gained today.