Market wrap: Stocks flat; VNM and banks decline. The VN-Index closed down on Monday, but only by less than one tenth of a percent. Trading value on HOSE was USD174.7mn. VNM (-2.6%) was the top contributor to the day’s small loss. It was a down day for banks with BID (-1.9%), TCB (-1.9%), CTG (-1.4%), MBB (-0.9%), STB (-1.7%) and TPB (-1.6%) all falling. VIC (1.6%) was the top contributor among gainers.