TPB - NIM improves but credit quality further deteriorates - Earnings Flash
  • 20 Oct 2023
  • Company Research
TPB released its results for 9M 2023 with TOI of VND11.8tn (USD481mn; -1.4% YoY) and NPAT of VND4.0tn (USD162mn; -16.3% YoY), achieving 72.8% and 61.5% of our full-year forecasts, respectively. Q3 2023 NPAT was VND1.3tn (-2.4% QoQ and -26.2% YoY). We see