We attended TCB’s AGM on April 13, 2019, in which the main agenda was to elect the BOD (comprising of eight members in which one is an independent member) for another five-year term. A notable inclusion is Mr. Saurabh Narayan Agarwal of Warburg Pincus. The Q&A session, hosted by the Chairman and three BOD members, focused on share price performance, credit growth, proposed changes to banking regulations and the five-year outlook.