TCB released its 9M 2024 results with TOI of VND37.4tn (USD1.5tn; +28.9% YoY) and PBT of VND22.8tn (USD910mn; +33.5% YoY), fulfilling 75% and 79% of our respective FY2024 forecasts. These results imply that Q3 2024 PBT was VND7.2tn (-7.8% QoQ; +23.5% YoY)