PNJ - Jewelry retail business maintains breakneck growth - Earnings Flash 2018-10-19T20:19:10 Company Research PNJ delivered another strong performance in Q3 2018 with NPAT jumping 41% YoY. For 9M 2018, NPAT reached VND694bn (USD30mn), surging 38% YoY mainly driven by the retail segment. These results are broadly in line with our expectation.