The VNI has gained 2.1% and managed to stay above the 500 mark since mid November. Trading volume improved remarkably, driven largely by domestic investors on small and mid cap stocks. Foreign activities slowed down substantially with the percentage of market participation dropping to 12-month lows on both bourses. All listed banks announced 3Q earnings around the deadline of 15 November. Results were much in line with expectations, hence failed to impress.