KBC held its AGM on June 29, 2020, in Bac Ninh Province. Shareholders approved 2020 guidance under two scenarios. Under the base-case scenario, KBC guides for total income (including revenue, financial income and other income) of VND3.2tn (USD138mn; -3% YoY) and NPAT of VND816bn (USD35mn; -22% YoY).