BVH released consolidated H1 2023 results with gross written premium of VND21.0tn (USD892mn; -0.5% YoY) and PBT of VND1.2tn (USD50mn; +12.9% YoY), achieving 45% and 49% of our FY2023 forecasts, respectively. The bottom line in H1 2023 was in line with our