BVH released consolidated results for 2020 with gross written premium of VND37.9tn (USD1.6bn; +5.3% YoY) and NPAT-MI of VND1.5tn (USD67mn; +30.0% YoY), achieving 100.6% and 116.4% of our FY2020 forecast, respectively. On a quarterly basis, Q4 2020 NPAT-MI