BVH released its consolidated 9M 2024 results with a gross written premium of VND31.6tn (USD1.3bn; flat YoY) and PBT of VND2.0tn (USD79mn; +15% YoY), achieving 70% and 76% of our respective FY2024 forecasts. This implies Q3 2024 PBT of VND690bn (+29% QoQ;