BID released 2021 results with TOI of VND62.4tn (USD2.7bn; +24.7% YoY) and NPAT-MI of VND10.6tn (USD460mn; +51.1% YoY), achieving 98.5% and 95.3% of our FY2021 forecasts, respectively. The increase in the bottom line was mainly due to (1) a 30.8% YoY incr