ACB released 9M 2021 results with TOI of VND17.6tn (USD765mn; +35.7% YoY) and bottom-line net profit of VND7.2tn (USD312mn; +39.8% YoY), completing 76.7% and 72.8% of our FY 2021 forecasts, respectively. The increase in 9M 2021 NPAT-MI was mainly driven b