ACB released its H1 2024 results with TOI of VND16.8tn (USD673mn; 5.5% YoY) and PBT of VND10.5tn (USD420mn; +5.0% YoY), both achieving 46% of our full-year forecasts. On a QoQ basis, the Q2 2024 TOI and PBT increased by 6% and 14%, respectively. We attrib