ACB announced H1 2022 results with TOI of VND13.8tn (USD599mn; +15.7% YoY) and bottom-line net profit of VND7.2tn (USD314mn; +42.6% YoY), achieving 49.0% and 50.1% of our FY2022 forecasts, respectively. The strong increase in H1 2022 NPAT was mainly due t