ACB announced its 9M 2022 results with TOI of VND20.9tn (USD815.6mn; +18.6% YoY) and bottom-line net profit of VND10.8tn (USD441.6mn; +50.8% YoY), achieving 73.0% and 72.7% of our FY2022 forecasts, respectively. The strong increase in ACB’s 9M 2022 NPAT w