ACB released its 2024 results, reporting TOI of VND33.5tn (USD1.3tn; 2.3% YoY) and PBT of VND21.0tn (USD834mn; +4.7% YoY), completing 96% and 100% of our respective full-year forecasts. On a QoQ basis, Q4 2024 TOI was flat compared to the previous quarter